Payment approvals & internal controls

Control every payment before it leaves the bank.

Paytrol wraps the approval controls you set — and an audit trail you can’t rewrite — around the way your team already pays suppliers, so nothing is paid without the right sign-off and everything is accounted for.

Built for growing companiesBank-neutralNever touches your money
Operations budget
USD 36,000 / 50,000
PT‑0042Pending Finance
USD 12,480.00
Acme Supplies · Operations
Requester
Dept head
·Finance
Invoice attached✓ Vendor verified

The problem

Approvals over chat and shared spreadsheets don’t scale — and they leave no trail.

When sign-offs live in message threads and spreadsheets, no one can prove who approved what. Duplicate invoices slip through, and one person can push a payment from request to release.

Paytrol replaces that with the approval rules you set and an append-only audit trail — the control an accountant expects, without changing the bank you already use.

What you get

Everything a controlled payment needs — and nothing that touches your money.

Approval flows you control

Set your own rules by amount and department — and no one approves their own payment. Not sure where to start? Apply our recommended controls and adjust as you grow.

Recurring payments, handled

Rent, retainers, subscriptions — set them once and each occurrence still runs through your approval flow, so nothing pays itself unchecked.

An audit trail you can’t rewrite

Every action is written once and kept forever — nothing can be edited or deleted, not even by an administrator.

Bank details, verified once

Account numbers live on verified vendor records. Requesters pick a payee — they never retype a bank account.

Budgets and cash forecast

Set department budgets, get warned before you go over, and see the cash going out ahead by week.

Catches duplicates & anomalies

Flags repeat invoices and unusual amounts before they’re approved — so you don’t pay the same bill twice.

Audit season, without the scramble

Pull up any payment by period, entity, vendor or invoice number — with the approvals, the invoice and the full trail attached. What used to be a week of digging through email is now a search.

How it works

From invoice to approved in three steps.

1

Raise the request

Attach the invoice — Paytrol’s AI reads the amount and invoice number for you, so there’s barely anything to type.

2

It routes itself

The request moves through the approval flow you configured — automatically. There’s no approver to choose and no chasing.

3

Verify & account for it

Finance checks the details against the bank and releases it there. Every step is logged, permanently.

Trust & security

Software that controls payments — without ever touching your money.

Never moves funds

Paytrol approves, tracks and audits. Your own bank makes the transfer — so there’s no money at risk and no payment licence needed.

Append-only audit

The trail is enforced in the database, not just on the screen. Records can’t be altered after the fact.

One company can’t see another

Every company’s data is isolated by row-level security — strict separation, even across a group of companies.

Yours to keep and export

Export your data and full audit trail whenever you want. We never sell it and never share it.

From the founder

Built by an accountant who signs off payments himself.

I’m a CPA with over a decade in audit across Malaysia, Singapore and Hong Kong, and I run finance for a group of three companies. Paytrol exists because I got tired of approvals living in chat threads and finding out about payments only when they were already due.

Every control in here is one I wanted for my own companies — and I use it on them daily.

Pricing

Simple plans that pay for themselves.

One prevented double‑payment pays for a year.

What one control failure costs

  • A single duplicate payment of USD 5,000.00 — hard to claw back
  • One business email compromise (a vendor’s bank account quietly changed) — typically five figures
  • A missing approval trail at audit — a management letter point you can’t undo

Paytrol starts at USD 30.00 a month.

Your alternatives

OptionWhat it costs
An ERP rolloutRM 50,000.00+ upfront, plus months of implementation
Hiring one more finance assistant~RM 3,000.00 / month (≈ USD 700.00)
Staying on forms, chat and spreadsheetsFree — with no audit trail and no duplicate check
PaytrolFrom USD 30.00 / month
Start free · 30 days · USD 0.00 · no credit card
Starter
One company, essential control
USD 30.00/mo
 
Start free trial
  • 1 entity
  • Single currency
  • Configurable approval flows + full audit trail
  • Cash forecast & payment calendar
  • Duplicate-payment detection
  • 7-year invoice retention
  • Unlimited team members
  • AI invoice scanning included (fair use)
  • Email support
Most popular
Growth
A growing, cross-border company
USD 110.00/mo
 
Start free trial
  • Up to 3 entities
  • Multi-currency
  • Everything in Starter, plus
  • Department budgets
  • Recurring payments
  • 7-year invoice retention
  • Unlimited team members
  • AI invoice scanning included (fair use)
  • Priority email support
Group
A group of companies
USD 299.00/mo
 
Start free trialor contact us
  • Unlimited entities + consolidated cross-entity view
  • Multi-currency
  • Everything in Growth, plus
  • Cross-entity controls
  • Group-level forecast
  • 7-year invoice retention
  • Unlimited team members
  • AI invoice scanning included (fair use)
  • Priority support + onboarding
Enterprise
Groups with custom requirements
Contact us
 
Contact us
  • Everything in Group, plus
  • Custom onboarding
  • Dedicated support
  • Deployment & security review support
  • Custom bank templates

Every plan includes 7-year invoice retention and unlimited team members. Everything listed is included with your plan. No ERP, no switching software, and we never touch your money.

Exports in your bank’s format — IBG, DuitNow, and more.

Bring control to every payment.

Start free in minutes — 30 days, no credit card.